T.D. Bank, Wells Fargo and Bank Of America are offering home loans with down payments as low as 5 percent. T.D. Bank has a “Right Step” mortgage that lets you put down just 5 percent. You’re allowed to get as much as 2 percent of the sale price as a gift from a relative or […]
Now that we’ve turned our clocks/watches back to Eastern Standard Time, the cold weather isn’t far away. Check your HVAC (heating, ventilation, air conditing) system; if it’s not working properly it could cost you this winter; plus you don’t want a poor performing heating system on COLD winter nights. Get ready for winter by followiung these tips. […]
Don’t find out when it’s too late what your homeowner insurance won’t cover. Policies have exceptions and limitations; basic homeowners insurance policies don’t cover: Trampoline injuries Deaths or injuries from pools Dog attacks Earthquakes Stolen or destroyed money Jewelry, rare collections, fine art Construction work injuries or damage Mold Floods Sewer backups Check your policy […]
Many Americans 50 and older look around their home and think “The kids are gone; do we really need all this space or I don’t need to be in this big house by myself, it’s time to downsize”. Downsizing may not be simple, painless or financially beneficial; you may not get what you expect for […]
You can’t always travel to your favorite spa – that takes lots of time and lots of money (and who has that these days?) Here are some easy ways to create a spa environment at home that won’t break the bank:
Whether it’s your New Year’s Resolution to become a more organized person or just something you want to do to help yourself save time on a daily basis, becoming organized doesn’t happen overnight, but with a little bit of effort, you too will be on the path to a less stress induced life.