Tis better to give than to receive, BUT, it’s okay to treat yourself too. These items are designed to help your finances and give you some affordable indulges.
1-Programmble Thermostat. You can preheat your home or adjust the temperature while your away from home during the day or night; making that adjustment could save you up to 30% according to clinate control product maker Emerson.
2-Anything Offered Through Your Credit Card Rewards Program. Only consider doing this if you pay your bill in full each month; use those points for gift cards or cash; check with your card provider.
3-Chiropractor visits, New eye glasses, Other healthcare expenses. If you have a flexible spending account, the deadline for health care related expenses is drwawing near.
4-Coffee Maker. Over time making your own coffee will generate savings.
5-Other Cooking Tools. Slow cookers, high powered blenders, etc; they make it easier and cheaper to fix a high quality meal at home.
6-Home Entertainment Services. Hula Plus, Pandora One, Netflix, etc; these services can make an evening at home more enticing, especially during the cold months; they will, over time, pay for themselves.
