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It’s inevitable…a gift will be given or received that’s, lets say just not right; something too big, too small; want to return it?  Whether you gave it or got it, you hope the retailer has a good return policy.  Most retailers have a 30 day period for exchanges or refunds.  Some give less time or have strict requirements on refunds. Strict policies are in place to curb return fraud.  The 5 toughest retailers base on research done by Kiplinger and a comparision of retailers policies by cheapism.com are

Barnes and Noble – 14 days to return items with a rceipt for a refund; during this holiday season you’ll have until Jan 31, 2014 on purchases from Nov. 11 – Dec 31.

Best Buy – 15 days for returns or exchanges, unless you’re a Best buy Elite member or Elite Plus member; purchases made this year from Nov. 3 – Dec 31 can be returned thru Jan 15, 2014.  You must present the original receipt, gift receipt or packing slip and you must show a photo I.D.

Game Stop – 7 to 30 days on returns, depending on the item and you must have as receipt for all exchanges or returns; see retailer for additional policies.

Gilt – this is a member only shopping site.  Only sized items like clothing, footwear, belts, can be returned for a refund; other items aren’t eligible for returns; you have 21 days to make returns; items must be unused and in it’s original packaging; check with the retailer for more detailed policies.

Overstok.com – gives full refunds if you return new unopened items within 30 days of delivery.  You’ll get a partial refund if the package has been opened or item shows signs of wear.  This holiday season purchases made Nov. 1 – Dec 31 can be returned thru Jan 31, 2014.